Can my insurance claim be turned down for drink driving?

Vipin,

It is almost certain that your claim will be turned down because your son has been drinking at the time of the incident. Most insurers will pay out to third parties only but will not consider your own claim because when you sign up for car insurance cover, you agree to behave as a good motorist. You will unfortunately have to fork out the money to do any repairs to your own vehicle under these circumstances.