SHARON

2

Answers

279

Views

0

Votes

Car on finance problem

I bought a car on finance about 4 years ago, however I couldn't afford the repayments after 18 months. A guy I was seeing at the time said he would take over the payments until I sorted myself out. He took the car and left me his old banger which cost me a fortune and wouldn't give the car back. Now I am paying for the car through an attachment of earnings, what can I do?
SHARON   (Level 1)  |   Car Loans  |   14 Jul 2009 05:53
Report
Answers (2)
gices gices  (Level 2)  |   14 Jul 2009 12:56

0

Votes
Sharon,

If you purchased the car on finance, it surely means that all the paperworks are in your name. Whether that guy was paying the loan back for some time or not does not really matter as you will always be the legal owner of the car (when the loan is paid back in full though because the finance company has rights on it until the finance is covered).

Is the registration certificate in his name by the way? You can sue him anyway because he's driving a car that doesn't belong to him without the owner's consent. Tell him you will be seeking legal action if he does not return the car to you. If he still keeps the car, then you will need to get a solicitor to serve him letters and proceed to court eventually.
Report
SHARON SHARON   (Level 1)  |   15 Jul 2009 05:42

0

Votes

Hi,

Thanks for that, the documents were in his name, but last time I spoke to him he said he would put them in his dad's name, thinking that would stop me getting the car back. I am bothered that if I send him a letter he will go and sell the car and I will never find it.

Report

Question Closed

We are not accepting any new answers for this question. If you would like to discuss something or have a question of your own, please click here to ask a new question.