I got caught driving underage when I took my mum's car for a spin and crashed it. I think I got done for driving without a sufficient licence (I had a cbt for my moped at the time), driving without insurance and aggrieved vehicle theft (or damage). Obviously my insurance for my first car is going to bankrupt me. Is there anything at all I could do to reduce the insurance? Courses? Special licences? Loopholes? Insurance companies?
Please help. I need to know everything.
Michael,
This is unfortunately what people do not realise when they commit motoring offences. There's always the possibility of getting caught and when it happens your whole life is affected. What you can do is contact specialist companies which deal in convicted driver insurance and get quotes from them. If you go to a car comparison website, you are most likely comparing quotes from mainstream insurers who wants drivers with good driving records and will have little or no luck at all. However specialist companies dealing with drivers with convictions will be more lenient towards you as this is the core of their business and will be able to find you better deals.
I tried the sites for convicted drivers. I have a IN10 conviction, am 40yrs old and I was quoted 2350 as the lowest quote. for a vw polo 1.4 2001 plate. To be honest elephant was cheaper than the so called con driver insurers.
