Roy Jones

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Compensation from MIB for uninsured driver accident

I have been involved in an accident with an uninsured driver. The MIB have paid me £30,000 compensation in full and final settlement which I have accepted. The uninsured driver owns or has a mortgage on his property and has no disposable income. Can the MIB take him to court and apply for a charging order on his property for security of the £30,000?

Roy Jones   (Level 1)  |   Car Insurance  |   10 Apr 2010 09:04
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gices gices  (Level 2)  |   12 Apr 2010 05:00

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The Motor Insurance Bureau (MIB) will definitely try to recover the money from the uninsured driver. Most of the time, drivers do not purchase car insurance because they cannot afford it and this makes it harder to get any money from them since they are weak financially. However, the MIB will prosecute them and take them to court where they will have to reveal how much they earn, what assets they have etc. The courts will eventually find a way to make them pay little by little what they can until they clear the debt.

If there's a way to recover the compensation costs arising from the claim, the MIB will surely exploit it.

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anonymous anonymous  (Level 1)  |   12 Apr 2010 08:07

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Hi Thanks for your answer. Regards

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