anon

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Does a named driver's accident affect my claim history?

A named driver on my policy has had an accident. The claim was reported on my policy but under her name. Is this now included on my or on her accident history and what happens when she is taken off the policy as a named driver?

anon  (Level 1)  |   Car Insurance  |   07 Dec 2010 14:43
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gices gices  (Level 2)  |   09 Dec 2010 19:22

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Well if you're the policyholder, you will lose your no claims discount if a named driver on your policy has an accident where she is at fault. The accident will be recorded under the named driver's accident history but your no claims discount will be removed/decreased. If you had 2 years NCB, you'll end up with zero no claims and whether or not the named driver is removed from your policy afterwards, your no claims will remain the same and only increase when you rebuild the no claims.

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