Driving without MOT and insurance is not very clever. Although it may seem like a lot of money to pay for the repairs to your vehicle, it is for your own safety first of all and to others as well and should you be caught driving without a valid MOT certificate, any insurance cover you may have will be invalidated as a result and you will not be able to make any claims if you have been involved in an accident.
You will therefore be charged with driving without mot (which carries a maximum fine of £1000) and also
driving without valid insurance (6-8 points on your licence + maximum fine of £5000).
