Hit By Uninsured Driver

If you have been hit by an uninsured driver, then chances are that you will have to fork out the money for any repairs to your vehicle from your own pockets. With comprehensive cover, you can get the repairs done but you will lose your no claims discount and will have to pay any excess you have agreed to when you took out the policy.

You always sue the driver who was not insured and yet driving but that's going to take a long time. If you do have the patience to go through with it and the person has the money to pay you, then you will eventually get your money back. However if the person is in financial hardship, then the court might allow him to pay you a fraction of the cost every month.