How stupid is this country!!!!! I am 20 and I drive a 4 tonne ambulance on emergency conditions on a daily basis as part of my job! So I am a good enough driver to do that but not good enough to drive a 1.2 engine rental car!!! And how about those that have their cpc qualification and can drive articulated lorries at 18? What about the young members of the military that drive tanks and lorries risking their lives? I am fed up of insurance companies stereotyping young drivers! It is discrimination to treat a driver differently based on their age alone! I am an adult, I pay national insurance, income tax, VAT and council tax! Why can't I turn around and say, sorry I am under 21 so I don't feel mature enough to pay this!!! I am sure these companies are operating illegally but who is going to stop them?