debbie

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I had a bump whilst insured on my partners insurance, do I have to declare it when looking for my own policy?

My partner insured my car with me as a named driver and I had a bump. I now need to get my own insurance as we have separated, do I need to disclose this when obtaining quotes?

debbie  (Level 1)  |   Car Insurance  |   04 May 2011 20:59
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gices gices  (Level 2)  |   05 May 2011 12:06

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Did you make a claim when you got that bump? If yes, then you would need to declare it.

Even if you have reported it to your previous insurer, it goes on file. So the moment you make that call to inform them, this information is recorded on your policy and whether you decided to make a claim or not does not really matter. That's why many people choose not to inform their insurers when they can afford to make the repairs themselves, otherwise they are faced with higher renewals.

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fickle fickle  (Level 1)  |   12 Jul 2011 17:11

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You only have to declare accidents and offences for insurance purposes, so I wouldn't worry about the bump :)
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