olgunia

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If main driver made a claim, does additional driver lose NCB?

Hi, if the main driver made theft related claim, do I as the additional driver lose my NCB?

I ask because when I checked the insurance prices on the price comparing websites, they ask if I as named additional driver have any NCB.

olgunia  (Level 1)  |   Car Insurance  |   13 Mar 2011 16:34
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gices gices  (Level 2)  |   13 Mar 2011 19:56

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This depends on the insurance company you are currently with. Named driver no claims is applicable when you, as an additional driver, take out an insurance policy with the same insurance company. This means that NCB for named drivers is not recognised by other insurers except the one who issued it.

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olgunia olgunia  (Level 1)  |   14 Mar 2011 10:57

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That is confusing. Because when I'm trying to get a quote, the website asks if I as additional driver have any NCB. I have no idea if the claim made by the main driver affected mine NCB.

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gices gices  (Level 2)  |   14 Mar 2011 13:06

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Contact your current insurance company and ask them if you have any NCB because they will need to back you up if you state you have any no claims bonus as an additional driver and no one else knows better than them.

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