I have 2 vehicles, a car & a camper van. The car and the van are insured with different insurers. I have 7 years protected NCD (No Claims Discount) on the car. I have no NCD on the van, due to an 'At Fault' accident this year.
1. Do I have to declare to my car insurer that I have had a claim with my van insurer? If I do, will it affect the premium of my car insurance (remembering I have NCD protector on my car insurance).
2. Can I change my car insurance to instead cover the van (and sell the car), and be able to apply my 7 yrs NCD built up with that insurer? Will it matter that I've had a claim on the van? Part of me thinks it will not matter, since it would be quite valid for me to transfer my car insurance and 7 yrs NCD to a new car, so why not to the van even if I have made a claim on it with a different insurer?
Any advice greatly appreciated.