Sukhpal

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Transfering No Claims Bonus to a Second Car

I have recently bought a car and would like to transfer my mothers no claims bonus to this car, so that she is the main driver and I am the additional driver. She already has a car insured in her name and is using her no claims bonus. So to transfer her no claims, do I need to wait untill september when her current policy finishes and then I can use it?
Sukhpal   (Level 1)  |   Car Insurance  |   19 Jul 2009 11:55
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gices gices  (Level 1)  |   02 Aug 2009 14:13

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Sukhpal

No Claims Discount can only be used on one car at any given time. When the car insurance policy on which it has been used has elapsed then it can be used on another one (provided no claims have been made). This means that you will have to wait until your mother's policy is up for renewal before you can use it on the new policy with you as a named driver.

You can still make your mother the policyholder (main driver) for your new car but her no claims discount will have to be zero as she has already used it on her own policy.
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