jackie

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When can I stop declaring DR10 to insurance companies? 5 years?

I got a 2 year ban for a dr10 i have been told i dont have to declare it 5 years from the date of my conviction to insurance companys. Is this correct date of conviction 19 march 2008 dr10 what date will it be when i don't have to declare it to an insurer

jackie  (Level 1)  |   Car Insurance  |   14 Oct 2010 10:52
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gices gices  (Level 2)  |   14 Oct 2010 20:02

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The DR10 conviction will stay on your licence for 11 years from the date of conviction. However many insurance companies will ask for convictions within the last 5 years and if that period has elapsed, then you can stop mentioning it in your application for a car insurance quote. Different insurers have different requirements, so you need to check what the insurer is asking when completing the application form and if it says to list convictions within the last 5 years, then from 20 March 2013, you can omit this offence.

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anonymous anonymous  (Level 1)  |   16 Dec 2010 16:52

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While the above is wholly accurate, most insurance companies will ALSO ask if you have ever been disqualified from driving which means you could be having to declare this in perpetuity. Any non-declaration could lead to your insurance company squirming out of any payment!!

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