My dad has his own car and is the policy holder on that vehicle....and I am soon to be purchasing my own vehicle which i will be the registered owner so if i took out my own insurance policy on my vehicle but had my dad who is disabled as the main driver, is it classed as being illegal or fronting?
I'm confused because the comparison site i used let me choose these options but somewhere online some people were saying it's insurance fraud... the only reason i am putting him as the main driver is like i said he is disabled and if his car becomes un-usable he could use mine as i didn't really need to use it that much...I'm confused that the comparison site lets you do this but then people saying it's illegal.
I'm 25 so I'm not doing it just to get cheaper insurance because my quotes are quite cheap anyway to be honest...would be very grateful if someone who knows what they're talking about could shed some light on this situation.thanks